Sales Concepts

CD Rescue Kit

Replacing CD's with Fixed Annuities
There are billions of dollars locked away and invested in Certificates of Deposits in banks all over the country.

Star Capital Annuity – Sales Concepts: Annuity vs. CD We can show you all the reasons why a fixed annuity is a more appropriate investment. Also, we can provide you informative articles proving that your clients will be better off in a fixed annuity and rescue their money from their CD's.

Higher rates, more safety and security, transferability of wealth, and free withdrawal options are just a few reasons why a fixed annuity is a more appropriate location for your clients retirement money and almost always better than a CD!

Great informative pieces such as Equivalent Taxable Yields and the list of the 419 failed banks since January 2008; these are pieces that all advisors should gain from.

Contact us and receive more information as well as a constructed game plan on how to use these tools to show you the truth about the advantages and disadvantages of owning a CD.

Longevity Insurance

People are living longer & longer, and many of them have not planned their finances correctly.  There are almost 100,000 centenarians living in this country today and the Census Bureau estimates that there could be as many as 4.2 million of them by 2050. 

Star Capital Annuity – Sales Concepts: Longevity Insurance We want to show you how using an Income Rider as Longevity Insurance can help protect your clients for the possibility of living a very long life.  This is a great way to get a sale from any client regardless of where their assets are allocated – most clients do not currently have Longevity Insurance in their portfolio. 

Call us today for more information on this great sales concept and for a personalized quote.

Income Rider

The overwhelming number 1 fear for a majority of retirees is whether or not they will outlive their income and investments. The introduction of Income Riders has made this fear irrelevant.

Star Capital Annuity – Sales Concepts: NAM Generic In 2010 the Census Bureau found that there are over 100,000 Americans living at the age of 100 or higher. By 2020 they estimate that number to be 250,000. What will the number be in 2030, 2040?

It's a fact that people are living longer and longer so the fear of outliving their income is a legitimate one. With an Income Rider you can guarantee them a high interest rate during deferral followed by a high guaranteed income for life. Unlike most products that guarantee income for life, our rider does it without your client having to give up control of their money.

We have created personalized quotes, like the one seen here, to help you show your clients the power of Guaranteed Income for LIFE!

Reverse Dollar Cost Averaging

Everyone knows the concept of dollar cost averaging. If the stock price goes down, buy more shares to lower the average cost of the stock.

Star Capital Annuity – Sales Concept: Reverse Dollar Cost Averaging

However, most people aren't aware that you can also use this concept in reverse with fixed annuities. When you buy a traditional renewal rate annuity you know that the renewal rates going forward are going to be lower than your initial high first year rate.

By using this simple reverse dollar cost averaging concept we can show you how to increase your client's overall yield by transferring your penalty free withdrawal into another annuity with higher rates.

mailContact Us today to receive more information on how Star Capital Annuity can help you.