These products give you the safety of guaranteed rates with the opportunity and possible advantage of change. Enhanced first year high guarantees with the renewal rates tied to the interest rate environment every year there after.
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Choose from different guarantee periods to give you the total piece of mind through out the entire duration of the surrender period. Know exactly what you are earning every year of the contract with no worries of interest rate changes.
These products link earnings to the performance of the market as a whole. Unlike variable annuities and mutual funds the Annual Reset provision associated with these products allows you to only participate in positive years.
New York has its own rules and laws when it approves products for sale. A list of the best products is available for download.